Accidents with drunk drivers
Sadly there are still a foolish minority of drivers of who think it's ok to drink and drive. If you have an accident with anyone who is behaving strangely or smells of alcohol, it is always wise to get the police involved as soon as possible. They will not only help you with the accident situation, but they will also perform a breath test on you and also the other person involved.
Try to collect as much information as possible from witnesses at the scene, including photographs, diagrams and contact details of those involved. The more information you have, the better your chances of having a successful claim against the drunk driver.
Your rights with drunk drivers
If you have an accident with a drunk driver and they have tested positive to being over the legal drink drive limit, it's generally a clear cut case as far as liability is concerned. Provided they are insured, you would be able to make a claim against their insurer and recover costs for repairs, car hire or personal injury with the help of your claims advisor.
If the driver does not have insurance you may be able to make a claim from the Motor Insurance Bureau (MIB) which is an organisation funded by the insurance industry to help drivers in this situation. Your claims advisor should be able to sort all this out for you and supply them with all the necessary information to begin the claims process. Claims of this type may take a little longer to process, and you should bear in mind that they will be looking to keep the costs to a minimum.
If you have been involved in a car accident that was not your fault we can arrange for your car to be repaired at one of our approved repair centres, and provide you with a quality like-for-like replacement hire car.
Please give us a call us on 0845 6768898 or start your free claim enquiry using our online claim form.